PETER Hayward isn't ready to retire yet but his plans for life after work are well under way.
Superannuation will be key to he and partner Christine Mason's travel plans but the 60-year-old said he also had back-ups.
The couple has owned Maroochy Exhaust for the past 12 months.
Mr Hayward said he had only been paid super at two jobs during his 45-year working life.
"No one paid super unless you were in a government job," Mr Hayward said.
"One of the main priorities for people my age, which has changed a lot, was to own a home or two before you retire. That's what we are doing.
"You've got to look after yourself."
He said it was a concern for him to hear about government plans to change the way superannuation worked.
He also saw the risks in accessing superannuation before retirement.
"You can get it and blow it, which I'm sure people would, but if the opportunity is there to invest in something rock-solid like real estate, I think you should be allowed to."